FIGURE IT OUT 2025

Don’t predict the future ~ Position Yourself to Adapt

Stability is not coming back in the old form. 

We the people need tools and not wishful thinking

Link to Amazon below

https://a.co/d/j1kUNll

Here are some economic survival strategies:

1. Financial Resilience and Smart Budgeting

• Emergency Fund: Prioritize saving at least 3-6 months' worth of expenses.

• Zero-Based Budgeting: Allocate every dollar to a purpose before spending.

• Cut Non-Essentials: Reduce discretionary spending on subscriptions, luxury items, and dining out.

• Bartering & Sharing Economy: Trade skills or utilize cash where possible.

2. Inflation-Proofing Your Finances

• Invest in a Money Market Account: Financial institutions and banks offer checking & savings money markets accounts that are interest bearing with limits to withdrawals.

• Invest in Tangible Assets: Gold, silver, real estate, and commodities tend to hold value during inflationary periods.

• Stockpile Essentials: Buy in bulk to hedge against rising prices.

• Debt Reduction: Prioritize paying off high-interest debt before rates increase further.

3. Multiple Streams of Income

• Freelancing & Gig Work: Platforms like Upwork, Fiverr, and TaskRabbit offer side income opportunities.

• Digital Entrepreneurship: Start an online business, sell digital products, or monetize content.

• Passive Income: Real estate rentals, dividend stocks, affiliate marketing, and royalties.

• Reskilling & Upskilling: Learn high-demand skills in AI, cybersecurity, healthcare, and sustainability.

4. Community & Localized Economics

• Cooperative Buying: Form buying groups for bulk discounts.

• Local Farming & Urban Gardening: Grow food to reduce grocery costs and improve food security.

• Time Banks & Skill Swaps: Trade skills within the community without money exchange.

5. Preparing for Economic Shocks

• Alternative Banking & Decentralization: Diversify money between traditional banks, crypto wallets, and hard assets.

• Self-Sufficiency: Minimize reliance on external systems for food, energy, and water.

• Emergency Preparedness: Stock up on non-perishable foods, medicine, and essentials in case of supply chain disruptions.

• Invest in a Generator: Power outages are more frequent globally due to severe weather.

6. Political & Social Adaptability

• Stay Informed: Understand economic policies, taxes, and global trends impacting finances.

• Vote with Your Wallet: Support businesses aligned with ethical and financial values.

• Vote at Elections: Vote at local elections. Vote at midterm and primary elections.

• Geographic Flexibility: Be open to relocating to areas with better economic conditions or lower costs of living.

V. Narcisse & W. Narcisse “Figure It Out: Navigating Economic and Political Upheaval in 2025